Registration & Breakfast buffet

Welcome & introduction
Claire Beard, Head of Content & Strategy, Headlinemoney 

Challenges in today's property market

Richard Donnell, Zoopla &
Graeme Gillespie, Director of Commercial Strategy, Hometrack

• The session will explore some of the more general property challenges in the market including:
• The complex relationship between mortgages, the housing market, and access to homeownership
• The impact of increased flood risk
• The need for high loan-to-value lending and how regulatory changes have inadvertently created a severe affordability problem for First-Time Buyers in the UK
• Recent government announcements around improving the house buying process

The future of personal finances in the UK

Brian Byrnes, Head of Personal Finances, Moneybox

This session will explore the major forces reshaping personal finance in the UK, from short-term policy changes to long-term structural reform. Discover how new regulation, government initiatives and technology will transform how people save, invest and plan for their financial future.

Session 3
11:40 - 12:40

 
All change for pensions and retirement 

Andrew Tully, Technical Services Director, Nucleus Financial

An overview of the topical issues around pensions and retirement income, including changes likely to be introduced over the next year or two and potential change in the forthcoming Budget.

Lunch Break