In his Headlinemoney Masterclass session on Thursday 20 April, The session will aim to lift the lid on credit reporting and credit scoring, busting common myths and sharing insight on topics including improving your credit score, applying for credit, tackling credit refusal and building a credit history from scratch.

James leads Experian’s public education programme, guiding people on subjects such as credit reporting, credit scoring and identity fraud. James regularly appears in the media and represents Experian on several cross-industry forums, is a director of MALG, the Money Advice Liaison Group, and a trustee of the Nottingham Financial Resilience Partnership.

Experian is the world’s leading global information services company. We help individuals to take financial control and access financial services, businesses to make smarter decisions and thrive, lenders to lend more responsibly, and organisations to prevent identity fraud and crime. We are best known in the UK for operating one of the three main credit reference agencies.