Registration & Breakfast buffet

Welcome & introduction
Claire Beard, Head of Content & Strategy, Headlinemoney 

Chris Irwin, Director of Savings, Yorkshire Building Society

Mortgages – cutting through the confusion

Rachael Sinclair, Director of Mortgages and Financial Wellbeing, Nationwide
Henry Jordan, Director of Home, Nationwide
Robert Gardner, Chief Economist, Nationwide

An overview of the UK mortgage market including, market structure, latest trends, pricing and key challenges, and how lenders work with government to improve the market for consumers.

Session 3
11:40 - 12:40

Everything you ever wanted to know about pensions

Andrew Tully, Technical Services Director, Nucleus Financial

An overview of the pensions market ranging from paying money into pensions, the state pension, to the different types of private pensions, with a particular focus on those approaching and in retirement.

Lunch Break

Lifting the lid on the world of credit scores

James Jones, Head of Consumer Affairs, Experian

The session will be an overview of credit reports and how lenders use them, including via credit scoring. The session will include example score factors from Experian’s public-facing credit score and a dose of myth busting.

Fixed Income – understanding the asset class

Christie Goncalves, Assistant Portfolio Manager, Rathbones Asset Management

Aiming to demystify an asset class which is often seen as more complex, this session with start from the basics, explaining what a bond is, why they are issued, who issues them and how the price/yield relationship works. It will also look to explain maturity and how inflation and interest rates impact the asset class. It will look at different types of bonds (corporate, government etc) and the roles they play.

Closing remarks
Michael Cleghorn, Content Manager, Headlinemoney